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If you’re searching for Business Insurance in Spokane and surrounding areas, you’ve come to the right place. Having business insurance in place helps to reduce any financial losses to your business when an unfortunate event occurs. With our commercial and business insurance policies, you are sure to find the right coverages to handle all of your concerns. As an established commercial insurance provider, we have a team to help guide you with the selections, along with pricing to fit your budget.
Commercial Insurance
Small Business Insurance
Contractor’s
Insurance
The importance of commercial and business owners insurance is obvious. Small and medium businesses are the backbone of our country. These policies can be complex, but having the appropriate coverage is a must, whether you’re operating in Spokane, WA, Mead, WA, or Post Falls, ID. Our complete line of quality products can be structured to fit most commercial needs. Our team of experts can bring complex policies together in an understandable way and at a fair price. We pride ourselves on being a trusted commercial insurance provider in Spokane, WA.
Insurance for all
Corporate · Agency · Small Business Insurance
Commercial Insurance Coverage
Your business is important to you, and there are several ways to protect your investment. If you’re searching for Business Insurance in Spokane and surrounding areas, you’ve come to the right place. Having business insurance in place helps to reduce any financial losses to your business when an unfortunate event occurs. With our commercial and business insurance policies, you are sure to find the right coverages to handle all of your concerns. As an established commercial insurance provider, we have a team to help guide you with the selections, along with pricing to fit your budget.
The importance of commercial and business owners insurance is obvious. Small and medium businesses are the backbone of our country. These policies can be complex, but having the appropriate coverage is a must, whether you’re operating in Spokane, WA, Mead, WA, or Post Falls, ID.
Our complete line of quality products can be structured to fit most com
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Large Business Insurance Coverage
If you’re looking for insurance for your large business, you’ve come to the right place. We understand the risk of large businesses and that your insurance is not just about price, but risk management and risk mitigation. With the experience to build custom and unique insurance packages for businesses of all kinds to properly protect your business and your future. With markets for all facets of your unique business, Associated Agents is the right agency to partner with for your business insurance needs.
Insurance for Agencies & Small Businesses
If you are a small business owner in Spokane, WA or Post Falls, ID, insurance may be the last thing on your mind. Making key decisions, keeping employees engaged and customers satisfied is on the top of your mind. Business insurance is a vital shield for companies, offering financial security and peace of mind. It safeguards your assets, covers legal costs, and mitigates risks. Whether you face a lawsuit, property damage, or other unexpected challenges, having insurance ensures your business can keep running and thrive, even in the face of adversity. Don’t leave your success to chance; protect it with business insurance. Our team can assist you in reviewing the insurance options available and helping you make the best decisions for your business.
There are many reasons you should have professional liability insurance in Spokane, Spokane Valley, Valleyford, and Mead, WA, for your small business. Contracts you enter into with other companies or vendors may require you to have small business insurance. A business owners policy is a popular insurance policy for small business owners. It most often includes three main types of important coverages to protect your business:
· General liability coverage – It covers bodily injury, property damage, and personal injury claims, safeguarding your business against legal expenses and settlement costs.
· Business property coverage – Business Property Insurance provides protection for your company’s physical assets, including buildings, equipment, and inventory, against various risks like fire, theft, or natural disasters. It ensures that your business can recover and rebuild in the face of unexpected property damage or loss. It’s a fundamental safety net for your business assets.
· Business interruption coverage – Business Interruption Insurance is there to support your business when unexpected events, like disasters or accidents, disrupt your operations. It helps cover lost income and expenses, helping you get back on your feet faster after a setback. It’s like a safety net for your business during tough times.
Contractors Insurance
Business Liability Insurance
General Liability Insurance is a vital business coverage that shields you from the financial consequences of common accidents and legal claims. It covers bodily injury, property damage, and personal injury claims, safeguarding your business against legal expenses and settlement costs. This insurance is essential for businesses of all sizes, ensuring they can operate without financial disruption when faced with unexpected challenges.
Professional Liability and Errors & Omissions
Professional Liability Insurance, also known as Errors and Omissions Insurance, is designed to protect individuals and businesses in professional services from legal claims related to negligence, errors, or omissions in their work. It offers financial protection by covering legal expenses, settlements, and judgments in the event of a lawsuit. Professional Liability Insurance is essential for professionals such as consultants, lawyers, doctors, and others, ensuring their reputation and assets are safeguarded in the face of professional mistakes or misunderstandings.
Commercial Insurance for General Liability
General Liability Insurance is a vital business coverage that shields you from the financial consequences of common accidents and legal claims. It covers bodily injury, property damage, and personal injury claims, safeguarding your business against legal expenses and settlement costs. This insurance is essential for businesses of all sizes, ensuring they can operate without financial disruption when faced with unexpected challenges.
Service Industry Insurance
Restaurant + Food Service Industry Insurance
Additional Insurance Coverages for Your Business
In addition to business insurance, general liability, and commercial vehicle insurance in Valleyford, WA and Spokane Valley, WA, there are other coverages your business may need. It is a good idea to take some of these into consideration:
· Commercial Property Policy: This protects the building where your business is located, along with the contents, from a direct loss.
· Bonds: Our bonds provide insurance coverage for your work on commercial projects.
· Key Person Policy: When an unexpected death occurs to a key employee in your organization, your company could be in jeopardy. There is no replacement for a key employee, but with the key person life policy, there is help. This policy offers necessary funds to offset losses incurred, compensate for losses due to financial instability and impaired company credit. It will also temporarily hire a substitute to take over the deceased’s duties, and locate and train a suitable replacement.
· Office Policy: Our office policies provide coverage of all office equipment and furniture within your office space.
Commercial Auto Insurance and Commercial Vehicle Insurance
If you use vehicles at your business, you need commercial auto insurance. It covers cars, trucks, vans, trailers, and other vehicles your business may use. Commercial vehicle insurance includes these main areas of coverage:
· Comprehensive and collision for physical damage
· Liability insurance for personal injury and property damage
· Uninsured motorist and underinsured motorist coverage
· Additional coverages include rental car reimbursement, towing, and labor
A commercial auto policy provides coverage to business owners who own commercial vehicles. This policy includes vehicle liability coverage, collision coverage, comprehensive coverage, and rental reimbursement coverage.
What makes us unique?
As a local and independently operated Insurance Agency, we get to know you and your business on a personal level. So we can create a unique and personalized insurance portfolio to meet your business’ specific needs. We know one size does not fit all, that’s why each insurance program is customized and tailored to fit each small detail and find solutions to any concerns. We determine areas you may need strengthened, tweaked or changed all together. And if the worst case scenario befalls you or your business, we ensure you are never taken advantage of by insurance companies and will step in to advocate on your behalf. We are your partners in coverage.
TESTIMONIALS
What people say
about us
“I’ve been with associated agents for 8 years now. Great staff and great leadership. Always on top of things for my personal insurance and my business.”
Gladiator Concrete LLC
Google Review ・ 5 Stars
“The team at Associated agents are more than an insurance company! My husband started his own business and because of the efficiency of the Associated agents team they get everything I need in! They treat me as a friend not just a client. I refer everyone to Guy and his team. 🙂 Thank you all so much for everything you do!”
Adella Eckstein
Google Review · 5 Stars
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