Loan Modification

We can work within your budget

If you think you don't have options, think again. Give us a call for a free consultation to see what can be done. Creditors have their attorneys, and so should you.

Loan Modifications Form

Loan Modifications Form

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Going hand-in-glove with our Foreclosure Defense services, Tadross Law offers loan modifications (also known as “Loss Mitigation”) as a means of helping you save your house and stave off foreclosure. 

What is a Loan Modification?

Whenever you change the terms of a mortgage or other loan, it is considered a modification. After the recent mortgage crisis, the federal government established a program known as the Home Affordable Modification Program (HAMP) and its counterpart called the Home Affordable Refinance Program (HARP). These initiations were designed to lower monthly mortgage payments in order to make them more affordable. If you qualify, the modification may adjust your interest rate, extend the term of your loan and could reduce or delay principal payments. 

How We Can Help

When you hire Tadross Law to help you with a loan modification, we will become your voice in all dealings with your lender. If we are unable to immediately get the process moving with loan or bank officers, we will work directly with attorneys for the bank to get the modification process moving forward.


We have a comprehensive understanding of the programs available to help you refinance or restructure your loan and avoid foreclosure. We will carefully evaluate your circumstances to determine what programs you qualify for, and we will explain your options as well as the benefits and consequences of different strategies.



Our goal will always be the same — to negotiate a new loan agreement that is affordable to you and acceptable to your lender. Whenever possible, we will seek to modify the rate or length of the loan.

Call Tadross Law today to discuss your options!

What is a Loan Modification?

Whenever you change the terms of a mortgage or other loan, it is considered a modification. After the recent mortgage crisis, the federal government established a program known as the Home Affordable Modification Program (HAMP) and its counterpart called the Home Affordable Refinance Program (HARP). These initiations were designed to lower monthly mortgage payments in order to make them more affordable. If you qualify, the modification may adjust your interest rate, extend the term of your loan and could reduce or delay principal payments. 

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